Art Widmann, CFP®, AIF®, MSFS

Managing Principal

Art is the founder of Widmann Financial Services. He has more than 35 years of experience in personal and institutional investment management. He earned his BS in finance from the University of Maryland, College Park and has done postgraduate studies in estate planning at George Washington University. Art completed his MS in financial services from the American College and earned his Accredited Investment Fiduciary® designation from the Center for Fiduciary Studies.  

He earned his CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning in Denver, Colorado. 

Art has earned several professional recognitions over the years. Most recently, he was named to the Forbes list of Best-In-State Wealth Advisors for 2021 and 2022.*

Art is involved in several nonprofit organizations, including the Boy Scouts of America and its National Honor Society, the Order of the Arrow. As a past president of the Greater Bowie Chamber of Commerce, Art continues to advocate for local business and leadership training within the community. In addition, he teaches estate and retirement planning courses at a local college. 

Chairman's Level
Art Widmann is proud to have been recognized as a Chairman’s Level advisor since 2015—a distinction based on annual production attained by just over 3 percent of advisors affiliated with Commonwealth Financial Network®.

"2023" Forbes Best In State Wealth Advisors, created by SHOOK Research. Presented in April 2023 based on data gathered from June 2021 to June 2022. 22,243 were considered, 7,321 advisors were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. Click here for more award information.


Laura Ruiz, AAMS®

Chief Operating Officer

As chief operating officer of Widmann Financial Services, Laura is a key member of the firm’s management team. She leads in the oversight of the firm’s financials, operations, and compliance, while still building successful client relationships. Her degree in accounting, aptitude for numbers, and strong analytical skills provide her with a solid foundation in financial services. She has earned the Accredited Asset Management SpecialistSM certification from the College for Financial Planning, is a Registered Representative and Investment Adviser Representative of Commonwealth Financial Network®, and holds FINRA Series 7, 24, and 66 securities registrations. Laura joined Widmann Financial Services in 1996 and became an equity partner in 2009. 

Away from the office, Laura enjoys participating in volunteer Bible education work. She and her husband, David, reside in Annapolis and love to explore new places, traveling the world when they can.

Robert Ready

Financial Consultant

Robert earned his BS in finance from Towson University. He holds FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network® and is also licensed to write life insurance in Maryland. For more than 30 years, he has worked in the business and financial arena. Robert serves a diverse group of clients, including individual investors, small businesses, and nonprofit organizations.

Robert has been a featured speaker for the Anne Arundel County Department of Aging, Prince George’s County, Charles County, as well as the local chapters of AARP, NARFE, and other fraternal organizations. 

He lives in Annapolis, Maryland, with his wife and two children.

David Wolf, CASL®, CLTC®,CPFA®

Financial Consultant

David earned his BS in finance with a concentration in securities analysis and portfolio management from the University of Maryland. He joined Widmann Financial Services in 2007 after two years in the life insurance field and 13 years in banking. He currently holds the CLTC® designation from the Corporation for Long-Term Care Certification, an independent and nationally recognized organization for long-term care training. He specializes in retirement and long-term care planning and conducts long-term care informational seminars throughout the year. He is licensed to sell life insurance and long-term care insurance in Maryland, Pennsylvania, and Virginia.

In 2011, he earned the designation of Chartered Advisor for Senior Living® by completing a concentration of college-level courses in retirement and long-term care planning from the American College. Additionally, David holds FINRA Series 6, 7, 63, and 65 securities registrations through Commonwealth Financial Network®.

David is a past president of the Greater Bowie Chamber of Commerce and served as chairman of the Board of Directors of the National Capital Radio & Television Museum. He has been involved in scouting for over 20 years and previously led a Boy Scouts of America Venture Crew and was a coach for the Scholastic Clay Target Program. Currently, he competes in various shooting sports tournaments.

David lives in Pasadena with his wife. 

Billy Gaines

Financial Consultant

Billy joined Widmann Financial Services in March 2019. Prior to starting with Widmann Financial, he worked as a financial advisor with a firm in Annapolis. He earned a BS in finance and business administration from Immaculata University in Pennsylvania. Billy also completed the Certification in Financial Planning program at Georgetown University. He holds the FINRA Series 6, 7, 63, and 66 securities registrations with Commonwealth Financial Network®.

When not at the office, you can find Billy with his family enjoying the outdoors, including golfing, fishing, going for a run, or attending a sporting event.

David M. Greenleaf, CLU®, ChFC®, AIF®

Financial Consultant

David earned his BS in computer science from the University of Maryland with a concentration in math, physics, chemistry, and biology.  After graduation, he joined the National Security Agency.  After nine years, and looking for a change, he attended post-graduate school at the American College where he completed advanced studies in investment and insurance management, estate planning, taxation, and personal financial planning, culminating with the designations of Chartered Life Underwriter® (CLU®) and  Chartered Financial Consultant® (ChFC®). 

In 2011, he earned his Accredited Investment Fiduciary® (AIF®) designation. David  has been working in the financial services industry for the over26 years. 

David was a swimmer, springboard diver, and water polo player in college. In his free time, he coaches the Montgomery County Public High School Divers as well as coaching swimming for Rockville Municipal Swim Center (RMSC).  He also coaches his daughter’s softball team.  He currently resides in Silver Spring with his wife and four children.

Lisa Snellings

Client Services Manager


Lisa earned a BS in business management from the University of Maryland, College Park.  She joined Widmann Financial in 2009 as Administrative Assistant, and in 2023, stepped into her current position as Client Services Manager.  Lisa provides direction, training, and oversight to our client services team.  In addition, she works closely with our COO, financial advisors, and our wonderful clients to provide account management support and excellent client service.  Lisa holds the FINRA Series 7 securities registration through Commonwealth Financial Network®. 

Lisa and her husband have lived in Bowie for more than 35 years.  Their family includes two sons, two daughters, a daughter-in law and son-in-law.  Lisa volunteers her time with the homebound at her church.  She enjoys traveling, attending theater and concert events, and most importantly, spending time with her family. 


Felicia Snyder

Office Manager

Felicia heads our administrative team. She has been with Widmann Financial Services since January 2000. She has more than 20 years of office experience, having served as a certifying officer and financial services coordinator for the U.S. Soldiers and Airmen’s Home in Washington, DC. Client service is at the forefront of every task in the office.

In August 2012, Felicia attended the Advanced Topics Symposium in Boston, where she received Commonwealth's "2012 Staff Member of the Year Award." Award recipients were nominated by their advisors based on seven criteria: client service, communication and interpersonal skills, compliance, leadership, problem-solving and decision-making skills, technical knowledge and ability, and time management.

Having studied voice at the University of Maryland, Felicia is our designated birthday singer! Her many activities include volunteering at the City of Bowie Ice Arena. In addition, she has served as president of her temple. She lives in Bowie with her husband, daughter, and lovable dog.

Victor Maldonado, CFP®, ChFC®


Victor has more than 27 years of experience in the financial services industry. He received his BA in economics from Hunter College in New York and earned his CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and Chartered Financial Consultant (ChFC®) designation from the American College in Pennsylvania. Victor maintains his FINRA Series 7 and 66 registrations through Commonwealth Financial Network®.  Additionally, he holds a Life, Health, and Variable Insurance license in Maryland.

Victor enjoys assisting clients to set financial goals and implementing plans to help achieve their objectives. Outside of the office, Victor enjoys music, outdoor activities, and spending time with his wife and two children.

Justin Horner


Justin joined Widmann Financial Services in September 2023 bringing experience as a relationship banker and trade support team member. He holds a Bachelor of Science degree in business with a specialization in finance from the University of Baltimore. Justin holds the FINRA Series SIE, 7TO, and 63 securities registrations with Commonwealth Financial Network ®. Additionally, he holds a Life, Health, and Variable Insurance license in Maryland.

When away from the office, Justin stays active playing volleyball and organizing local tournaments for players in the Maryland, DC, and Virginia region.

Brandon Gaines

Operations Associate

Brandon joined Widmann Financial Services in September 2022 after earning a BS in business administration from Liberty University in Virginia. Brandon holds his FINRA Series 65 securities registration through Commonwealth Financial Network®.

Brandon’s position as Operations Associate allows him the support the advisors and firm management in a broad range of capacities. His primary responsibilities include compliance, business analytics, client service, and portfolio research. Brandon especially enjoys providing clients with excellent service; a skill he developed over years of work as a barista.

When away from the office, Brandon enjoys music, reading, and spending time with friends and family.

Michael Marshall

Director of Financial Planning Services

Mike has spent more than 25 years serving clients with Widmann Financial Services. Although he no longer acts as a financial consultant, he continues to assist our office as director of financial planning services. In his prior career, Mike spent more than 32 years with the Office of the Inspector General, the U.S. Department of Agriculture, and the U.S. Army Audit Agency. He served in every capacity, from auditor to acting assistant inspector general for audit. 

Mike earned his BS in accounting from LaSalle College in Philadelphia, Pennsylvania. He holds the designations of Certified Government Financial Manager®, Certified Internal Auditor®, and Certified Fraud Examiner. During his extensive career, Mike received numerous awards. He is a past member of the Education Committee of the Bowie Chamber of Commerce and past president of the Montgomery Prince George’s Chapter of AGA.

Mike lives in Bowie, Maryland, and enjoys playing golf in his spare time.

Mark Loughner

Administrative Assistant

Mark joined Widmann Financial Services after spending almost 40 years in the retail industry where he held positions from grocery bagger to assistant store manager. While in retail, Mark was recognized several times for his outstanding customer service, going above and beyond to make sure his customers were satisfied. At Widmann Financial Services, Mark will be the first voice you hear, directing calls to the appropriate financial consultant, scheduling appointments, and assisting advisors in preparation for client meetings.

Outside of work, Mark volunteers with the Boy Scouts of America as an assistant scoutmaster and an adviser in the organization’s National Honor Society. Mark and his family enjoy spending time outdoors, as well as cooking.