Art Widmann, CFP®, AIF®, MSFS
Art is the founder of Widmann Financial Services. He has more than 35 years of experience in personal and institutional investment management. He earned his Bachelor of Science degree in finance from the University of Maryland, College Park, and has done postgraduate studies in estate planning at George Washington University. Art completed his MS in financial services from the American College and earned his Accredited Investment Fiduciary® designation from the Center for Fiduciary Studies.
He earned his CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning in Denver, Colorado.
Art has earned several professional recognitions over the years. Most recently, he was named to the Forbes list of Best In-State Wealth Advisors for 2021*
Art is involved in several nonprofit organizations, including the Boy Scouts of America and its National Honor Society, the Order of the Arrow. As a past president of the Greater Bowie Chamber of Commerce, Art continues to advocate for local business and leadership training within the community. In addition, he teaches estate and retirement planning courses at a local college.
Art Widmann is proud to have been recognized as a Chairman’s Level advisor since 2015—a distinction based on annual production attained by just over 3 percent of advisors affiliated with Commonwealth Financial Network®.
* The 2021 ranking of the Forbes’ Best–in–State Wealth Advisors1 list was developed by SHOOK Research and is based on in–person and telephone due–diligence meetings to evaluate each advisor qualitatively and on a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria (including assets under management and revenue generated for their firms). Overall, approximately 32,725 advisors were considered, and 5,000 (approximately 15.3 percent of candidates) were recognized. The full methodology2 that Forbes developed in partnership with SHOOK Research is available at www.forbes.com.
1This recognition and the due–diligence process conducted are not indicative of the advisor's future performance. Your experience may vary. Winners are organized and ranked by state. Some states may have more advisors than others. You are encouraged to conduct your own research to determine if the advisor is right for you.
2Portfolio performance is not a criterion due to varying client objectives and lack of audited data. SHOOK does not receive a fee in exchange for rankings.
Laura Ruiz, AAMS®
Director of Investment Services
As a Principal with Widmann Financial Services and Director of Investment Services, Laura oversees our team of investment professionals. She works directly with portfolio management and is a key player in building successful client relationships. Her degree in accounting, aptitude for numbers, and strong analytical skills provide her with a solid foundation in the field of financial services. She has earned the Accredited Asset Management SpecialistSM certification from the College for Financial Planning, is a Registered Representative and Investment Adviser Representative of Commonwealth Financial Network®, and holds FINRA Series 7, 24, and 66 securities registrations. Laura joined Widmann Financial Services in 1996 and became an equity partner in 2009.
Away from the office, Laura enjoys participating in volunteer Bible education work. She and her husband, David, reside in Annapolis and love to explore new places, traveling the world when they can.
Robert earned his BS in finance from Towson University. He holds FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network® and is also licensed to write life insurance in Maryland. For over 30 years, he has worked in the business and financial arena. Robert serves a diverse group of clients, including individual investors, small businesses, and nonprofit organizations.
Robert has been a featured speaker for the Anne Arundel County Department of Aging, Prince George’s
County, Charles County, as well as the local chapters of AARP, NARFE, and other fraternal organizations.
He lives in Annapolis, Maryland, with his wife and two children.
David Wolf, CASL®, CLTC®,CPFA®
David earned his BS degree in finance with a concentration in securities analysis and portfolio management from the University of Maryland. He joined Widmann Financial Services in 2007 after two years in the life insurance field and 13 years in banking. He currently holds the CLTC® designation from the Corporation for Long-Term Care Certification, an independent and nationally recognized organization for long-term care training. He specializes in retirement and long-term care planning and conducts long-term care informational seminars throughout the year. He is licensed to sell life insurance and long-term care insurance in Maryland, Pennsylvania and Virginia.
In 2011, he earned the designation of Chartered Advisor for Senior Living® by completing a concentration of college-level courses in retirement and long-term care planning from the American College. Additionally, David holds FINRA Series 6, 7, 63, and 65 securities registrations through Commonwealth Financial Network®.
David currently volunteers his time by serving as the coach of the Chesapeake Bay Skeeters, a youth team in the Scholastic Clay Target Program. He is a past president of the Greater Bowie Chamber of Commerce and served as the Chairman of the Board of Directors of the National Capital Radio & Television Museum. David lives in Pasadena with his wife and two children
Director of Financial Planning Services
Mike has spent more than 25 years serving clients with Widmann Financial Services. Although he no longer acts as a financial consultant, he continues to assist our office as director of financial planning services. In his prior career, Mike spent more than 32 years with the Office of the Inspector General, the U.S. Department of Agriculture, and the U.S. Army Audit Agency. He served in every capacity, from auditor to acting assistant inspector general for audit.
Mike earned his BS in accounting from LaSalle College in Philadelphia, Pennsylvania. He holds the designations of Certified Government Financial Manager®, Certified Internal Auditor®, and Certified Fraud Examiner. During his extensive career, Mike received numerous awards. He is a past member of the Education Committee of the Bowie Chamber of Commerce and past president of the Montgomery Prince George’s Chapter of AGA.
Mike lives in Bowie, Maryland, and enjoys playing golf in his spare time.
David M. Greenleaf, CFP®, CLU®, ChFC®, AIF®
David earned his BS in computer science from the University of Maryland with a concentration in math, physics, chemistry, and biology. After graduation, he joined the National Security Agency. After nine years, and looking for a change, he attended post-graduate school at the American College where he completed advanced studies in investment and insurance management, estate planning, taxation, and personal financial planning, culminating with the designations of Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®).
In 1998, David earned his CERTIFIED FINANCIAL PLANNER™ certification from the College of Financial Planning in Denver, Colorado. In 2011, he earned his Accredited Investment Fiduciary® (AIF®) designation. He has been working in the financial services industry for the past 26 years.
David was a swimmer, springboard diver, and water polo player in college. In his free time, he coaches the Montgomery County Public High School Divers as well as coaching swimming for Rockville Municipal Swim Center (RMSC). He also coaches his daughter’s softball team. He currently resides in Silver Spring with his wife and four children.
Client Services Manager
Lisa earned a BS in business management from the University of Maryland, College Park. She also holds an AA in business administration. Lisa started at Widmann Financial in 2009 as an administrative assistant. She holds the FINRA Series 7 securities registration.
In 2013, Lisa stepped into her current position as an investment associate. In this role, she interacts closely with clients and provides account management assistance. Supporting the registered representatives in the office, some of Lisa's responsibilities include conducting financial research, providing trade support for client accounts, gathering and organizing data for client meetings, and helping to ensure compliance with financial industry regulations.
Lisa and her husband have lived in Bowie for more than 30 years. They have two sons, two daughters, and a daughter– and son-in-law. Lisa volunteers her time with the homebound of her church. In her free time, she enjoys traveling, attending theater and concert performances, and most importantly, spending time with her family.
Felicia heads our administrative team. She has been with Widmann Financial Services since January 2000. She has more than 20 years of office experience, having served as a certifying officer and financial services coordinator for the U.S. Soldiers and Airmen’s Home in Washington, DC. Client service is at the forefront of every task in the office.
In August 2012, Felicia attended the Advanced Topics Symposium in Boston, where she received Commonwealth's "2012 Staff Member of the Year Award." Award recipients were nominated by their advisors based on seven criteria: client service, communication and interpersonal skills, compliance, leadership, problem-solving and decision-making skills, technical knowledge and ability, and time management.
Having studied voice at the University of Maryland, Felicia is our designated birthday singer! Her many activities include volunteering at the City of Bowie Ice Arena. In addition, she has served as president for her temple. She lives in Bowie with her husband, daughter, and lovable dog.
Billy joined Widmann Financial Services in March of 2019. Prior to starting with Widmann Financial, he worked as a Financial Advisor with a firm in Annapolis. He earned a BS in finance and business administration from Immaculata University in Pennsylvania. Billy also completed the Certification in Financial Planning program at Georgetown University. He holds the FINRA Series 6, 7, 63, and 66 securities registrations with Commonwealth Financial Network®.
When not at the office, you can find Billy with his family enjoying the outdoors, including golfing, fishing, going for a run, or attending a sporting event.
Victor Maldonado, CFP®, ChFC®
Victor has over 27 years of experience in the Financial Services Industry. He received his BA in economics from Hunter College in New York and earned his CERTIFIED FINANCIAL PLANNER™ certification (CFP®) and designation of Chartered Financial Consultant (ChFC®) from the American College in Pennsylvania. Victor maintains his FINRA Series 7 and 66 registrations through Commonwealth Financial Network®. Additionally, he holds a Life, Health, and Variable Insurance license in Maryland.
Victor enjoys assisting clients to set financial goals and implementing plans to help achieve their objectives. Outside of the office, Victor enjoys music, outdoor activities, and spending time with his wife and two children.
Mark joins Widmann Financial Services after spending almost 40 years in the retail industry where he held positions from grocery bagger to assistant store manager. While in retail, Mark was recognized several times for his outstanding customer service, going above and beyond to make sure his customers were satisfied. At Widmann Financial Services, Mark will be the first voice you hear, directing calls to the appropriate financial consultant, scheduling appointments, and assisting advisors in preparation for client meetings.
Outside of work, Mark volunteers with the Boy Scouts of America as an Assistant Scoutmaster and an Adviser in the organization’s National Honor Society. Mark and his family enjoy spending time in the outdoors as well as cooking.